Tony and Suzanne Marriott's Phoenix Arizona Real Estate Blog






What is the advantage of obtaining pre-approval for a mortgage loan before you locate the home you want to buy?  First, you will be among the minority of homebuyers who take the time to work with a lender first. Only one buyer out of ten obtains a lender’s full approval prior to making an offer. 


Pre-approval means that the lender has committed to lending you money once the house itself is approved.  Unless your financial situation changes, getting pre-approved for a loan is similar to getting a promise of funds from the bank. 


One of the main concerns of home sellers is ensuring that the buyer is really qualified to purchase the home.  With pre-approval, you place yourself in the top ten percent of buyers, those who have a loan ready and waiting.  With a pre-approved loan you have the equivalent of cash in the bank--a valuable negotiating tool.




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About the Authors - Updated 2018

If you are considering a Traditional or Short Sale of your home in Phoenix, Scottsdale or any location in Maricopa County Arizona, you owe it to yourself to talk with Haven Express @ Keller Williams Arizona Realty to determine whether Tony and Suzanne Marriott are the best real estate Brokers in the Phoenix and Scottsdale metropolitan area to help you with the Successful Sale of your home.

Tony and Suzanne have personally Listed, Sold and Closed more than a hundred Short Sales with the highest list to close rate in the Phoenix Metro Area!

Tony Marriott - Chief Executive Officer - Haven Express @ Keller Williams Arizona Realty

Suzanne Marriott - Chief Learning Officer - Haven Express @ Keller Williams Arizona Realty

Associate Brokers, REALTORS
Haven Express
Keller Williams Arizona Realty


Loan pre-approval is essential.  Your market is in my old neck of the woods; Litchfield Park.

I used to see the Krone's quite a bit and was fortunate to meet you OP, Tom Wood, on a bunch of occasions. 

Posted by Brian Brady, 858-777-9751 (San Diego VA Home Loans/858-777-9751) almost 14 years ago
Cool blog dude!
Posted by Suzanne Marriott, Associate Broker, CLHMS, e-PRO (Keller Williams Arizona Realty) almost 14 years ago

Brian Brady I was remiss in the early days - just now catching up with comments from blog posts since day 1 - thanks for the comment - hope you are still in the 'Rain! This topic is still as relevant today as 9 years ago! Tom is still OP at KWRPP, Krones have moved on.

Posted by Tony and Suzanne Marriott, Associate Brokers, Haven Express @ Keller Williams Arizona Realty (Serving the Greater Phoenix and Scottsdale Metropolitan Area) about 5 years ago

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